The New Stuff


$10,000 Buyer’s Assurance – Protect Your Transaction

Does your Mortgage Lender provide a $10,000 Assurance that they can successfully close the Buyer’s Loan? At AmeriFirst Financial, the answer is YES. AmeriFirst Financial offer a Certified Pre-Approval with the following Certified Protect Your Transaction (PYTSM) Assurance:

  • Lender will issue a loan commitment on or before 15 days from receiving a complete mortgage application (for eligible, approved application) evidencing Lender’s commitment to close on time.
  • Lender will pay up to $10,000 in event a transaction is cancelled by Seller due to Lender’s failure to fulfill the terms of the loan commitment.
  • Why go with a PYT Approved Lender?

    When real estate is bought and sold, both the Buyers and Sellers rely on a Lender Pre-Approval before committing to open escrow.  The Buyers incurs certain up-front expenses (including Inspection, Appraisal, and oftentimes HOA Certification fees).  These expenses may exceed $1000 in total.  The Sellers will also incur out of pocket expenses, as they are already making plans to buy their new home once their existing home sells. Additionally, the Real Estate Agents on both sides of the transaction continue to expend significant effort, providing their professional advice and ensuring that their respective clients’ interests are protected throughout the transaction. 

    Essentially, all parties need to have confidence that this sale will indeed happen.  Prior to the inception of PYTSM, if the Lender failed to fulfill its offer to lend, the lender was not financially responsible. A certified PYTSM lender puts its money where its mouth is, giving all parties a firm commitment and assurance that the transaction will close as expected.

    Have you ever heard of a Lender putting up to $10,000 of real money to back up its loan commitment?  Have you ever worked with a Lender who will give you transparent online information as to where a borrower is in the loan process? With PYTSM, you now have this peace of mind!

I encourage you today to contact a PYTSM certified lender. Start the home buying and home selling process from a position of strength
knowing PYTSM is behind you. After all – It’s your transaction. Make sure it’s protected. 

Please contact Derrick Evans @ AmeriFirst Financial for detail: / 858-367-7666

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